To facilitate convenient and easy fund deposits into your securities account, AAS provides the following two methods: METHOD 1: VIA DESIGNATED ACCOUNT The Designated Account is a program established through a partnership between AAS and the Joint Stock Commercial Bank for Investment and Development of Vietnam (BIDV) and Vietnam Technological and Commercial Joint Stock Bank (Techcombank). Under this program, your securities trading account is assigned a unique identifier as bellows:

Beneficiary Bank	BIDV	TECHCOMBANK
Beneficiary account number	AAS + 6 digits of securities trading account + subaccount (01/06/08) in which:  01 is subaccount for stock trading 06 is subaccount for margin trading 08 is subaccount for bonds trading	111C+ 6 digits of securities trading account + subaccount (01/06/08) in which:  01 is subaccount for stock trading 06 is subaccount for margin trading 08 is subaccount for bonds trading
Beneficiary name	Account owner name following beneficiary name	Account owner name following beneficiary name
Amount	Total amount you desire to transfer into your securities account in AAS
Transaction Details/Description	No request as your demand	No request as your demand

PLEASE NOTE: This method shall be only applied for securities trading account of Vietnamese Investors. For the foreigner investors’ securities trading account, please transfer following the method 2 as follows METHOD 2: VIA STANDARD BANK TRANSFER You can deposit or transfer funds from any domestic bank to one of AAS’s accounts using the information below: Beneficiary Name: Cong ty Co phan Chung khoan SmartInvest Transaction Details/Description: CT TK [Your Account Number, e.g., 111C123456] + ([Sub-account Number]) cua ([Your Full Name]) You may deposit/transfer funds into one of the following bank accounts:

No.	Account Number	at Bank	Remark
1	1221892934	BIDV – Ha Thanh Branch	Only applied for Foreigner Investor’s securities trading account
2	2160639664	BIDV – Dong Da Branch	Only applied for Vietnamese Investor’s securities trading account
3	12221111119	BIDV – Ha Thanh Branch
4	0851000029629	VCB – Ha Thanh Branch
5	19122213441026	TCB – Ba Dinh Branch
6	1017682643	SHB – Dong Do Branch
7	141001536655	VietinBank – Dong Da Branch
8	1551555553636	MB – Thang Long Branch

PLEASE NOTE: The processing time for deposits made via standard bank transfer is from 8:30 AM to 4:30 PM, Monday to Friday. Any transfer requests made after 4:30 PM will be processed on the following business day.

This represents the total outstanding debt—including principal, accrued interest, and all related fees—owed by the client on a loan from Smart Invest for the purpose of margin trading, which has not yet been repaid.

The list of securities eligible for margin lending is regularly updated by AAS on our website at the following link: https://aas.com.vn/vi-vn/dich-vu/bai-viet/moi-gioi-chung-khoan/co-phieu/A111 You may access the link above to determine whether the stock you intend to purchase is on the list of marginable securities and to find out the applicable margin ratio.

Margin trading is a transaction in which a client purchases securities using a combination of their own capital and funds loaned by AAS, in accordance with the regulations stipulated in the Terms and Conditions attached to the Securities Account Opening Agreement signed between the client and AAS. To utilize this service, you are required to sign a Margin Trading Agreement with AAS.

If you have forgotten your password, you can reset it directly by accessing the online trading platform and clicking the “FORGOT PASSWORD” button. After you complete the required fields to verify your identity, including your AAS securities trading account number and your mobile phone number, the system will automatically send a new password to the email address you provided during the initial account registration. Should you encounter any difficulties with this process, please contact our Customer Care Hotline at 1900 1811 (extension 2) for prompt and timely assistance from our specialists.

Your password will be sent automatically by the system to the email address you registered at the time of account opening. For account security, upon receiving the account information and the system-generated password, you are required to change it to a new password of your own choosing. Please note: Ensure this password is kept confidential and is not disclosed to anyone.  

AAS offers one of the most competitive transaction fees among full-service securities firms today, starting at just 0.15% of the transaction value (inclusive of exchange fees).

Clients at AAS can join our Investor Community and gain direct access to the Analysis Center for daily market updates, along with prompt support from our Customer Care Center.

An investor can open multiple securities trading accounts at different securities companies. To transfer transactions to AAS, first, customers need to open a securities trading account at AAS, then transfer money and securities balances to the account at AAS to be able to execute transactions and use all of our services. For further information and consultation, please contact the Customer Service Hotline: 19001811, extension 2 to reach the Customer Care Center or email to: trungtamcskh@aas.com.vn

You will receive account login information immediately upon completing online account registration. Please check the email address you registered to receive this information. If you do not receive the email, please check all mailboxes, including spam. If you still do not receive the login email, please contact AAS Customer Service Center via Hotline: 1900 1811 extension 2 or email to: trungtamcskh@aas.com.vn for timely support.

AAS provides fast, secure, and convenient online stock trading account opening services via the AAS PRO app (scan the QR code below to download the app)Note: To register for an account, please prepare:

• Original valid Citizen ID card (CCCD/CC), not blurred, shiny, or missing corners.
• Use a mobile device with a camera.

For details on account opening instructions, please see here.